Finding the right spot to retire in Tennessee doesn't have to be overwhelming. We've gathered the top retirement communities in the state, including options for everyone.
Your ideal retirement community largely depends on your preference. Maybe you want golf nearby or want to be by a national park. Some Tennessee communities worth considering for retirement include Fairfield Glade and Rarity Bay, among others.
Explore the factors you should keep in mind as you consider a retirement community, as well as some of the top options in Tennessee.
Best Retirement Communities In Tennessee: Your Guide
Many people choose to retire close to where they lived, as they are familiar with the area. If you have lived in Tennessee for most of your life, you may be in search of 55+ communities in the state. Others decide to retire where their friends or family are. Yet others just want to explore a new location during retirement. If you have your sights set on Tennessee, we've gathered the top communities for your retirement.
How To Choose From The Tennessee Retirement Communities
When looking at Tennessee retirement communities, it is important to remember that every retiree will have slightly different preferences. Some want a relaxing retirement without much activity, while others want to stay active. Some prefer to be in an age-restricted location that won't even let you have overnight guests under a certain age, while others want their grandkids to be able to spend the night.
The following are some of the most important things to keep in mind as you look at 55+ communities in Tennessee:
- Amenities in the city
- Amenities within the community
- Medical care (in the community and nearby)
- Age restrictions
- Types of homes
- Landscaping and other maintenance included
With those considerations in mind, here are some of our top picks for retirement communities in Tennessee.
The Cloister At St. Henry (Nashville, TN)
Properties at this retirement community in Tennessee are priced from the low to mid $200,000s and include two or three bedrooms and attached garages. In addition to your home, you can enjoy the clubhouse with its library and event space. There is also a nearby chapel.
Cottages At Governors Landing (Knoxville, TN)
Residents of the Cottages love the clubhouse, where you can swim in the pool, relax on the patio, or exercise in the workout space. It also has a private boat ramp and storage for your RV or boat. Choose your favorite style of home, from attached to single-family. Homes cost between the mid $200,000s and the mid $400,000s.
The Cottages At Patterson Farms (Gallatin, TN)
This is a smaller community, with just 62 homes with up to 2,107 square feet. They are priced from the mid $200ks to the mid $400ks and are low-maintenance, thanks to lawn maintenance being included from the homeowner's association. Enjoy the pool to take a dip or relax and sunbathe on the patio. When your grandkids visit, they will love the playground.
Del Webb Lake Providence (Mt. Juliet, TN)
Del Webb Lake Providence has over 1,000 homes priced between the mid $200ks and the high $500ks. The community features a 15-acre lake and is perfect for those who want a luxurious, resort-like retirement. The 24,000-square-foot recreation center is fully equipped with amenities like a ballroom and arts and crafts studio. You can use the fitness center, indoor and outdoor pools, aerobics studio, and walking tracks. There are plenty of social clubs. Choose from various styles of homes, including attached and single-family ones with up to 2,597 square feet.
Fairfield Glade (Crossville, TN)
This is a community spanning 12,500 acres in the Cumberland Plateau. Thanks to the community's large size, it includes 11 lakes and five championship golf courses. Boat or fish on the lakes. Or make use of the equestrian centers, fitness centers, tennis courts, and others. There are dining and shopping options within the community. You can choose houses or townhomes starting at just $70,000 or over $1 million. Or choose a lot from $5,000 to $300,000 and build your dream home for retirement.
Lenox Place (Gallatin, TN)
Lenox Place gives you access to an outdoor pool and patio, perfect for relaxing. You can also enjoy plenty of walking trails or bocce ball. If you prefer, head to the clubhouse and work out in the modern gym. Rent out the clubhouse party room. When it comes to choosing your home, you will find options from about the low to mid $200ks. Expect up to 1,490 square feet.
Rarity Bay (Vonore, TN)
Rarity Bay gives you constant views of the gorgeous Great Smoky Mountains. This community is perfect for retirees who want to spend their golden years' horseback riding or golfing. It sits on a peninsula with ten miles of shore on Lake Tellico. Just some of the amenities include a tennis and swim club, an 18-hole championship golf course, 10 miles of horseback riding trails by the equestrian center, and a clubhouse. Or get a private boat dock. That clubhouse features both fine dining and casual dining. You can buy a house or condo for anywhere from $139,000 to $2.8 million. Or buy a lot from $19,900 to $595,000 to custom-build a home. Overall, there are 400 homes in the community.
Southern Springs By Del Webb (Spring Hill, TN)
One of many communities across the country from Del Webb, this one is just 30 miles away from Nashville. You can spend time at the clubhouse, where you will find a hot tub and indoor/outdoor pool. Or play on the pickleball or tennis courts or exercise in the fitness center. Get more exercise on the walking trails and let your pup roam at the dog park. There is always something going on, thanks to the full-time lifestyle director, who hosts events and parties. Homes start at $400,000 and are maintenance-free, giving you one less thing to worry about during retirement.
Stonebridge (Lebanon, TN)
Stonebridge is home to about 800 homes priced between the low $200ks and the high $300ks. It has a bit of something for everyone, with 140 acres of natural space, such as the pond and walking trails. Swim in the Olympic-sized pool, play billiards, work out in the gym, or just spend some time in the spacious clubhouse. Join one of the many clubs with options for public service, gardening, motorcycle riding, arts, and more. Participate in potlucks or holiday parties or whatever the activities manager has planned. Choose from townhomes or attached villas.
Tellico Village (Loudon, TN)
As the name implies, Tellico Village is right along Tellico Lake. This positioning means that most homes have lakefront views. You also get championship golf on three courses as well as a Yacht and Country Club. As a bonus, the location in the foothills of the Great Smoky Mountains National Park gives you easy access to outdoor adventures and great views. Or stay within the community and join the community or social clubs. Buy a townhouse from $130,000 or choose a home priced at $375,000 to $1.5 million. There are also lots available, typically costing between $10,000 and $500,000.
Tennessee National (Loudon, TN)
Tennessee National is an excellent option if you want to be surrounded by nature, thanks to its 1,500 acres featuring natural space. You will get views of the lake and rolling hills. Golfers will love the 18-hole golf course designed by Greg Norman. Boaters will appreciate the convenience of the marina. Everyone can put the saltwater pool to good use. Choose from a single-family home or townhouse with prices from the low $400,000s to the mid $600,000s.
WindRiver (Lenoir City, TN)
Yet another community that sits on Tellico Lake, WindRiver offers plenty of lakefront properties. If you prefer, you can also opt for a wooded home site instead of a lakefront one. It also features a golf course for easy access to your favorite activity. There is a full-service marina, restaurant, sports complex with resort-style pool and courts, and fully-equipped exercise facility. Choose a home from $700,000 to over $3 million. Or consider a lot from about $160,000 to $1 million.
Other 55+ Communities In Tennessee That Should Be On Your Radar
None of the retirement communities in Tennessee we already mentioned catch your eye? The following are also popular choices with excellent amenities and a range of price points.
- Academy Place (Lebanon, TN)
- Avalon (Lenoir City, TN)
- Colonial Village (Lebanon, TN)
- The Cottages at Innsbrooke (Murfreesboro, TN)
- The Cottages at Bent Creek (Nolensville, TN)
- The Cottages of Providence (Mt. Juliet, TN)
- Cottage Grove at Twelve Stones Crossing (Goodlettsville, TN)
- Cottages at Pryse Farm (Farragut, TN)
- Del Webb Southern Springs (Spring Hill, TN)
- Gatherings at Indian Lake (Hendersonville, TN)
- Groves Reserve (Mt. Juliet, TN)
- The Grove at Cedar Hills (Lenoir City, TN)
- The Oaks at Woodchase (Cordova, TN)
- Reid Hill Commons (Franklin, TN)
- The Retreat at Fairvue (Gallatin, TN)
- Sterling Place (Lakeland, TN)
- The Village at Schilling Farms (Collierville, TN)
With so many retirement communities in Tennessee, you should have no trouble finding one that fits your budget and preferences. From golfing to pools, the communities have a range of amenities along with resort-style amenities and a maintenance-free lifestyle. You just have to decide which one you prefer.
Shawn Manaher is a former financial advisor, has founded 5 online businesses, and is a coach, speaker, podcast host, and author. He's been featured on The Consults Corner on TAE Radio, The Writing Biz, What's Your Story, and more.